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Let’s Help Shape Your Financial Future
WHY CHOOSE US
Our Clients Needs Comes First
We give you an exhaustive and comprehensive view of financial education while uncovering the many new pitfalls that threaten to derail many pre-retirees in the 21st century.
25+ Years of Combined Experience
Easy and 100% Secure Transactions
Nationally Recognized Highly Rated Providers
Free 60 Minute Consultation
Indepth Financial Analysis
Financial Solutions We Offer
We bring forth a team of seasoned experts, each equipped with a wealth of experience and a passion for navigating the intricacies of the financial world.
RETIREMENT PLANNING
How to accumulate dollars in the right types of accounts for retirement.
• What's better for you? tax-deferred or
tax-advantaged accounts?
• How to define a "true" tax-advantaged investment
• How IRAs and 401ks cause Social Security taxation
• Strategies to reduce or eliminate taxes in retirement.
LONG-TERM CARE
How a long-term care event may affect your retirement?
• Medicaid spend-down rules
• The alternatives to pay for long-term care
• How Critical, Chronic or Terminal illness can affect your retirement income.
INCOME REPLACEMENT
Did you know that one out of every four employees will be disabled for at least three months at some point during his or her career?
•What if you lost your source of income
•What happens to those plans to put the kids through college, update your house, and live it up in retirement?
•Your earning potential is probably your biggest asset.
MARKET LOSS PROTECTION
The impact of dramatic market loss in retirement.
• Is "buy and hold" appropriate in retirement?
• How to mitigate two types of investment risk
• Why "asset allocation" alone may not be enough
• How to truly diversify your retirement portfolio
RETIREMENT DISTRIBUTION
Learn about accounts that will help you to maximize cash flow in retirement from free distributions minimize taxes and maximize cash flow in retirement.
How to ensure you won't run out of money in retirement.
• How to ensure you won't run out of money in retirement
COLLEGE FUNDING
What account do you have that gives you the option to send your kids to college without a student loan?
• What if your child does not want a college education?
• What alternatives do you have to the traditional
529 plan?
EXECUTIVE BONUS PLAN
Helps the business recruit and maintain top talent in their industry
•May be tax deductible to the business under IRC §162
•The arrangement does not need IRS to preauthorize it or require disclosure and annual reporting.
•There are no annual administrative costs to the business and the bonus.
•Because this is not a qualified plan, the business can select the employees to whom they offer this benefit.
NON QUALIFIED DEFERRED COMPENSATION
Nonqualified deferred compensation arrangements allow a business to be selective among “top-level” employees without concerns about government regulations like anti-discrimination rules or minimum funding requirements, which are required for qualified retirement plans.
•A business can provide different benefit levels for different employees.
•No government-mandated vesting rules apply.
•Deferred compensation can be customized to suit individual situations.
•Paperwork and administrative costs are minimal compared to qualified plans.
401K RETIREMENT PLAN
Effective and easy to administer 401K retirement plans for employers.
• Easy to administer plans
• Fiduciary protection
• DOL and IRS regulations compliance
• Cost Effective solutions
• Well known providers
• Professional support teams
the team
Meet The Expert
Dr Kim Le, PharmD
LIFE, HEALTH AND BUSINESS
Dr. Kim Le is a dedicated financial professional with a passion for helping families create and sustain wealth. With years of experience in the financial industry, Kim has developed a unique expertise in guiding clients towards achieving their long-term financial goals. As a Marketing Director, Kim works closely with families to understand their individual needs and develop tailored strategies for building and preserving wealth.
OUR CORE VALUES
COMMUNICATION
LEADERSHIP
EMPOWERMENT
ACCOUNTABILITY
RESPECT